Find Perfect Accommodation of Your Choice!

India is a dream destination for many. Westerners are fascinated by the country. The country has a rich cultural background and heritage. Every state is unique and has a rich history. From mountains, to palaces, to hill stations, every part of the country is unique. It has some of the world’s best beaches, hill-stations, and many other worth seeing places. The magnificent Taj Mahal at Agra draws innumerable travellers every year.

If you are a first time visitor, and don’t now where to stay, you can approach a travel guide. He will guide you and help you get hotel accommodation of your choice. Whatever be your choice – budget hotels, luxury hotels, standard hotels, you can get them all by specifying your need.

India Hotels provide excellent facilities. You can look forward to a pleasant stay at any of these hotels. You can even get the relevant information on perfect accommodation online. Update yourself on the types of stay available. You can even subscribe to a newsletter which brings home news on hotels and the types of facility available. By paying a nominal amount, you can get the relevant information on hotels. You can also know more about budget, discount and deluxe hotels in India. If you or any of your friends plan to visit India, and are unaware of the place to stay, you can find information on accommodation online. Get relevant information on the facilities offered by the hotels, the best discounted rates, online hotel reservations, and a hotel bookings facility.

This will help save a lot of time that would be otherwise spent on looking out for a hotel. Moreover, it helps you make a quick decision. If you are visiting a place in a hurry, you can get the relevant information in an instant and choose the place of stay. If you were to approach an agent, he would charge some amount to provide perfect stay. The information available online will provides a brief summary, customer ratings and reviews for stay. You are assured of getting excellent facilities and security round the clock. If budget is a problem, you can find details about the price of accommodation beforehand. Based on the details available, you can decide on the choice of hotel. You can also look forward to best rates for your stay in India. Booking a hotel in India is made easy with the online facility. Within minutes, you can get the details and book accommodation.

Travel Insurance and Its Benefits

Most of us pass off travel insurance as another unnecessary document to take care of. But in reality it can be of much more importance than we render to it. Frequent travellers would better understand the implications of missing baggage, lost bags, theft or something as fatal as an accident. During such circumstances travel insurance serves as a saving grace and almost like a first aid.

There are several categories of travel insurance largely depending on the duration of your stay and the trip destination. Majority of the travel insurance policies cover illness on travel, death, accidents, bankruptcy of the airline and even cancellation of the flight. The most commonly claimed insurance type however is the medical insurance while on travel. Such a policy gets you reimbursements for any medical bills, doctor’s fees and medicinal charges if you undergo any during your trip.

If you are still doubtful of buying travel insurance plans while travelling on a trip abroad, the following benefits will make you reconsider your thoughts

• Something as trivial as a missed departure(for specified reasons ) is covered under such policies and you can claim for the delay caused

• If there are any cancellations. any curtailments from the airlines end or even from any government. decisions, you tend to get a reimbursement for such an action

• There are different procedures for claims in different countries. For example Travel insurance (in) Australia frees you from any liabilities incurred during any emergency medical expenditure as the insurance provider makes payment on your behalf.Besides this most insurance policies also cover the cost of your returning to the home country after the medical treatment is over

• Any loss of baggage, theft of personal belongings, while you are travelling, can be claimed from the insurance provider and hence saves you from any losses. Though one needs to abide by the limit restrictions to the amount of valuables you can carry and more so the insurance providers reimburse you for a certain percentage of the value of loss incurred

• Any unfortunate incident where you end up in a court litigation and have to bear expenses, the insurance company offers you a claim on the same too

There is an array of insurance companies that offer lucrative deals on insurance, but before buying a policy you must ensure that following points
• Review your previous policies and plans; if you already have a travel cover then buying another policy is just some wasteful expenditure.
• It is important to consider the pros and cons of the different policies on the offing, before finalising one
• Research your options well basis the kind of trip you undertake (personal or business), no of travellers, length of stay etc.

When buying a travel insurance policy it is essential to go through all the terms and conditions of the policy to understand the kind of claims and the procedure well in advance. Ensure that the kind of insurance you want is offered without any alterations to it or else your money goes for a toss. Most importantly maintain all your paperwork and keep extra copies to help you in case of any emergency.

Annual Multi Trip Travel Insurance

Multi Trip Travel Insurance is also known as Annual Travel Insurance.

With an annual multi trip you can take unlimited trips in a 12 month period. It is ideal for anyone who takes more than 3 trips a year, especially for anyone with a family because most multi trip insurance allows for up to 4 children for free.

Benefits and advantages of multi trip insurance:

  • Take unlimited trips annually. (depending on the insurer, each trip duration limit can range from 30 days to up to 60 days).
  • Children are insured for free, usually up to 4 children under the age of 18. Please note that children are covered only if they travel with one of the insured adults.
  • Some of the insurers throw in a Free Ski Insurance ranging from 7 days – 21 days annually.
  • Few Annual covers provides domestic travel insurance. This usually has a minimum distance and will require a hotel stay as well. The domestic travel insurance cover makes the Multi Trip Insurance even more compelling economically.
  • It works out cheaper if you take 3 or more trips a year, especially if you add up all your business and holiday travel cover.
  • Multi Trip Insurance cover is ideal for contract workers who have to travel a few weeks at a time on project related work.

Why You Need Travel Insurance

We are most vulnerable when we travel and Trip Insurance is the only way to protect yourself for monitory loss incurred due to circumstances beyond your control. These eventualities can occur at any time before or during travel and its essential to have protection against them. Here are some examples of why you need travel insurance:

  • You meet with an accident on the way to the airport and subsequently miss the flight to your non-refundable holiday.
  • You or your family member falls ill a few days before the holiday, forcing you to cancel your trip.
  • Your baggage is lost or delayed by the airline and you are forced to buy the essentials. In the event it’s lost, the airlines pay very little as compensation, so you need insurance.
  • You or your family members meet with an accident or fall ill and require medical attention or surgery whilst on holiday. This can prove to be very expensive depending on which country you are in, especially if it requires medical evacuation.
  • You accidentally damage someone else’s property or person and require legal representation and or have to pay 3rd party damages.
  • Travel insurance for activity holidays like skiing, etc., where there is a greater change of injury, damage and loss.
  • In case your expensive equipment or possessions like jewelry, camera, ski equip, etc., is damaged, stolen or lost.
  • You are forced to evacuate because of a natural calamity and lose your possessions in the bargain. Some situations require emergency evacuation as well.
  • You and or your family members get food poisoning and needs hospitalization.
  • You need someone to fly out to you in the event you are hospitalised.

How to Eat Safely During Travel

Much planning and coordination surrounds taking a trip. Whether you’re going to a neighboring country or halfway across the world, you must decide when to go, where to stay, what to pack, what to do, and so on. Depending on where you are going, you may even be required to have certain immunizations before you travel. One very important thing you must do to prepare for your travels is to consider how you will eat safely in a foreign country. People who are not careful about this often spend half of their trip or more suffering from upset stomach, diarrhea, dehydration or worse. In some instances, carelessness can lead to diseases such as typhoid, cholera or hepatitis A. The following guidelines can help you learn how to eat safely during travels and avoid some common pitfalls.

Good Habits

Some of the guidelines for safe eating abroad are just commonsense habits that we take for granted. Take hand washing, for example. At home, we know that it is generally a good idea to wash our hands before a meal. However, if we fail to wash up before eating the results are typically not catastrophic. In other countries, however, strains of bacteria that our bodies are not accustomed to may be present. Exposure to these bacteria can cause problems.

At home, we know that we should wash any raw fruits or vegetables that we plan to consume. When travelling, make sure to avoid any such foods unless you are able to wash them (scrubbing vigorously) yourself.

The point is that when it comes to healthy and hygienic eating habits, it is important to be extra vigilant and fastidious when travelling than when at home.

Food

Part of the excitement and adventure of visiting a foreign country is sampling the local flavor. You should not be afraid to try foods that are new to you, so long as you keep some safety guidelines in mind. First, try to dine only in eating establishments that appear to be clean and orderly. This may be difficult in places where street vendors are the order of the day. In general, trust your instincts and use common sense.

Eat only food that appears to be fresh, just-cooked food that is very hot on the restaurant. Food that has been kept warm for any amount of time should be avoided at all costs. Avoid food that has been exposed to flies or other insects. Dairy products such as milk, cream, and cheese should be avoided unless they are pasteurized and refrigerated. Before consuming any seafood, shellfish, meat or poultry, make sure you can confirm that it is cooked thoroughly. If you cannot, – don’t touch it!

Water

When travelling abroad, it is generally a good idea to stick to bottled water. Water quality levels can vary greatly from area to area and it’s better to be safe than sorry. If you do not have access to bottled water, you can boil water to purify it. Unless you are sure it’s made from purified water, it is also a good idea to avoid ice in drinks.

International Travel Insurance

It can be an exhilarating experience traveling to another land but many a times unforeseen events are overlooked and the carefree traveler simply forgets to protect himself for such eventualities. Different emergencies can arise, like a medical emergency, visit to the doctor, cancellation of the flight, losing baggage etc. for which travel insurance is necessary.

As far as loss of baggage due to theft is concerned, an individual can be covered who uses a credit card for booking tickets. In such a case, additional insurance will not be required. Even if you are embarking on a short trip it is best to have trip cancellation insurance cover as there could be nothing worse, than not be able to afford to get back that ticket money due to lack of insurance.

Why is traveler insurance so necessary?

There could be many unforeseen expenses on an international trip.

1:- Accidents, medical emergencies, drug prescriptions and many other costs could bring on unforeseen expenses.

2:- In a number of countries international health insurance is provided to those travelers who are less than 75 years of age, where for an additional premium the dependents, if eligible and the spouse can also get covered.

3:- If a person returns home by cutting short of his vacation, this international travel insurance benefit with refunds, provide the submitted travel itinerary is not fixed.

4:- A group travel insurance policy can be applied for if the person has a pre-existing health condition. Coverage under a group health insurance plan can be obtained when an individual is refused an individual health insurance plan.

Additional coverage:

In case of medical complications, rehabilitation, dismemberment coverage, cost of ambulance, home nursing etc. medical help is made available for an additional premium to the international traveler under worldwide travel insurance. The cost of medical treatment is high in a number of countries. Quality medical care may not be available in a third world country and the individual may need emergency evacuation facility. The travel insurance coverage takes care of that. It also addresses prescription drugs for an additional premium. During an overseas travel, a person feels comforted when he knows that he can afford the drugs even in the alien land. The destination of travel determines the need for these drugs.

Medication is very costly in developed countries, which becomes unaffordable for the traveler sometimes. Worldwide travel insurance coverage may not be necessary in countries where health care is the responsibility of the government. Then in this case, since most of the medicines are available at subsidized costs, this kind of coverage may not be necessary.

For women who intend to give birth in a foreign country, a maternity coverage is very important. Before filing a claim, the woman would have to wait for a year at least, which means, that at the time of getting her policy upgraded to include coverage of maternity insurance, she should not be pregnant. The age of the would-be mother will determine the amount of premium. A higher premium would result with medical complications. International travel insurance plans can be extended to a number of other medical services.